Vira Ayustina, Chalid Imran Musa, Nurman, Anwar, Ahmad Ali. The Effect of Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) Return on Assets (ROA) in PT. Bank Sulselbar. ECBIS [Internet]. 2023 Apr. 13 [cited 2026 Mar. 27];1(3):215-24. Available from: https://ecbis.net/index.php/go/article/view/32