PRATAMA, M. F.; RACHMAWATI; TAMBUNAN, R. Perceptions and Experiences of Beginner Investors In Making Investment Decisions in The Digital Era: A Qualitative Study of Investment Application Users. Economics and Business Journal (ECBIS), [S. l.], v. 4, n. 3, p. 583–596, 2026. DOI: 10.47353/ecbis.v4i3.306. Disponível em: https://ecbis.net/index.php/go/article/view/306. Acesso em: 27 mar. 2026.