SASMIHARTI, J. Analysis The Causes of Bad Credit: Literature Review. Economics and Business Journal (ECBIS), [S. l.], v. 2, n. 4, p. 337–346, 2024. DOI: 10.47353/ecbis.v2i4.135. Disponível em: http://ecbis.net/index.php/go/article/view/135. Acesso em: 24 jan. 2025.